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Location: Live, Online Virtual Webinar (The link will be provided after registration)

Demystifying Annualization: Don’t Pay Double!

Prevailing wage mistakes are expensive — and overpayments happen just as often as underpayments.

Join us for a practical, easy-to-understand breakdown of Davis-Bacon and prevailing wage requirements so you can stay compliant, maximize benefit contributions, and avoid costly double payments.

What You’ll Learn

• Key Davis-Bacon and state prevailing wage updates
• How to properly use and credit fringe benefits
• Funded vs. unfunded plans and annualization basics
• How to avoid paying fringes twice
• What to do if you receive an audit request

Includes live Q&A

Presenters

Gale McLean, PHR, SHRM-CP, President, Contractor Benefits Group, LLC
Contractor Benefits Group, LLC was established by Gale McLean, who founded the company after struggling to find a quality fringe benefit plan. With 25 years of experience in the construction industry and certification as a human resource professional, Gale oversees the strategy and design of The Contractors Advantage Plan. Her role encompasses sales, marketing, and client service. She is also a sought-after speaker on prevailing wage compliance. Gale particularly enjoys engaging with plan participants and assisting them in accessing their benefits.

Tom Santa Barbara, AIF, CPFA 
Senior Vice President, Direct Advisors, a division of
HUB Retirement and Wealth Management

Tom started his career over 40 years ago in the insurance and employee benefit business that took him from Boston to California and finally back home to the Albany, NY area. In 1999, Tom purchased a third-party administration business that provided bona fide benefit plans to merit-shop construction companies subject to prevailing wage regulations. He turned that business into Direct Advisors, LLC.